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06, Jan 2021 by in Health Care & Medical     No Comments

How to Know if you Eligible for Medicare

Health insurance has come as a relief to millions of people who otherwise would not have been able to afford the thousands of dollars every time they have to see a doctor. But in as much as health insurance is important and beneficial in several ways like having access to lower prescription costs, more than twenty-eight million people in the country are not insured. It is because of this concern to fund expensive medical treatment and procedures that Medicare comes as a relief to these uninsured individuals, enabling them to access lower prescriptions costs. If you have been struggling to understand Medicare and its edibility criteria, below is everything you need to know.

The first thing you should know about Medicare is that is a health insurance program created by the federal government with four different parts covering specific things. The first part of this health insurance is known as Medicare part A which covers the cost of hospital stays or the bills incurred in a nursing facility. The most commonly used part of Medicare is B because it covers the costs of regular doctor’s visits as well as medical suppliers one might need.

The third part of Medicare is part C which is available through private insurers and you must be enrolled in parts A and B to enjoy its benefits which do not include lower prescriptions costs. Medicare part D is of tremendous benefits to long-term medication users because it enables access to lower prescription costs. With Medicare, you can access lower prescription costs or see a doctor regularly without worrying about the costs making it a must-have if you are uninsured for one reason or another

If you are an American citizen or permanent resident over the age of sixty-five you are eligible, however, you will enjoy more benefits like not paying premium for Medicare part A if you meet certain qualifications like being a social security beneficiary. Medicare coverage is not for those who are above sixty-five years only, it is available to you too if you qualify to with lower prescription costs one of the awaiting benefits.

Another thing you should know about this type of insurance is the average costs; just like with other types of insurance, the money you will be expected to pay will be determined based on various factors before you can have access to lower prescription costs. For those who are long-term medication users, there is a premium to be paid monthly to have access to lower prescription costs, and it is based largely on your income although there are other contributing factors too. Now you know everything there is to know about Medicare including its amazing benefits like access to lower prescription costs and eligibility.